Allow Us to Recommend an Approved Lender
Easily Create an Account to Explore Your Options
Our Processes Are Completely Transparent
Payday offers a personal approach to helping you find a lender
We will attempt to connect you with a lender based on the criteria you have provided, even if you have a poor credit rating.
4 Step Guide
Select Credit Score, Reason for Loan and Monthly Income.
Complete a short form, your information is encrypted for your safety once submitted.
If you meet the requirements, your information will be processed in an attempt to obtain a loan.
If your accepted by a lender within our extensive panel we will redirect you to their website to complete the process. The lender will provide you with details of the loan amount, repayment terms, the APR and what you need to do should you wish to accept the offer.
Please review all the loan documents carefully and make sure you understand the terms of the loan being offered. If you do not agree with those terms, simply decline the loan without any penalty. If you agree to the terms, simply follow the instructions provided by the lender. It's that easy!
Representative Examples of Costs & APR
| Loan Amount | Interest Rate | Loan Term | Fee |
|---|---|---|---|
| $1,000.00 | 24.00% | 12 months | 3.00% |
| $2,000.00 | 19.00% | 24 months | 5.00% |
| Monthly Payment | APR | Total Payments | Total Cost |
|---|---|---|---|
| $94.56 | 29.82% | $1,134.72 | $164.72 |
| $100.82 | 24.12% | $2,419.68 | $519.68 |
For example: the $2,000 representative loan above with a 24-month term and a 5% origination fee, would have a total cost, including the 5% origination fee ($100) plus interest, of $519.68 and a total payback amount of $2,419.68. All fees associated with any loan are required to be disclosed by the lender in terms of APR.
Qualified consumers who are approved by a lender will receive loan offers with the below range of loan terms and maximum APR
Comments
Post a Comment