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Our Processes Are Completely Transparent
Our Processes Are Completely Transparent
It’s a quick loan process?
You complete the short application form and click apply or submit and if you are accepted by one of the panel we will transfer you to the website of that lender. The lender may ask you some additional questions on their website to ensure they have all the information they need and submit some electronic forms to you for your signature. If anything doesn’t suit you at this point you can just walk away. However, if all looks gomarginod and you wish to proceed then you simply sign via e-signature and your lender will arrange to deposit your funds quickly.
How Do Your Loans Compare To Regular Unsecured Loans?
Regular loans, such as those offered by banks and other mainstream financial institutions are difficult to obtain when you have less than a perfect credit history. Moreover, if you have a bad credit history then in most cases you can forget it. You will also in most cases have to fill out very long winded forms and wait for their verdict over the course of a week or more; frustrating when the answer is “No” after waiting long periods and putting all the effort in.
We don’t want you to waste your time and that’s why we built a system that will find you an answer from a short form in a couple of minutes after searching over 100 lenders in the entire marketplace. We welcome people of all credit background, good credit, bad credit, poor credit, all credit types.
What is the APR for the loan that I may get if I find a lender?
First off, it's important to understand what an APR is. APR or (Annual Percentage Rate) is meant to represent the interest rate and fees of a loan for an entire year. Since APR is a commonly used way of expressing the fees of other types of loans, such as mortgage loans, auto loans, and types of personal loans, we feel it’s somewhat useful for you to know what the representative APR ranges could be for a personal loan. Since payday is not a lender, we aren’t able to accurately represent the exact APR that your lender may offer. Representative APRs can differ. See the Representative APR Chart below.
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